How the filing works in three steps

1. Tell us what triggered it. We identify the filing situation.
2. Choose coverage. We explain available policy structures and required limits.
3. Keep it active. Your insurer submits the SR-22 and you avoid a lapse.

What an SR-22 is

An SR-22 is a financial-responsibility certificate filed by an insurance provider with the Texas Department of Public Safety. It verifies that you maintain required motor-vehicle liability insurance. Texas DPS says an insurance card cannot substitute for an SR-22 when one is required.

Who needs one

Texas lists situations including certain DWI convictions, driving while a license is invalid, repeated no-insurance convictions, crash-related suspensions and judgments. The actual requirement comes from your record and DPS action.

The four filing types

• Owner SR-22 for a vehicle you own.
• Non-owner SR-22 when you need the filing but do not own a vehicle.
• Owner-operator coverage for eligible owned and non-owned driving situations.
• Motorcycle SR-22 where the policy is written for a motorcycle.

What it costs

There is no honest universal price. Premiums can change with driving history, vehicle, address, limits, insurer underwriting and other rating factors. We do not promise a low price before review.

Texas minimum coverage

These are the Texas minimum liability amounts. Your circumstances or lender may call for more protection.

How to get one today

Have your driver's license information, any current policy details, the notice or court information that mentions the requirement, and vehicle details if you own a car.

How long you need it

Texas DPS generally requires the certificate for two years from the conviction requiring it, or from the judgment date in an applicable crash case. A later qualifying conviction can affect the period.

Why drivers choose us

• Phone-first help when the paperwork is confusing.
• No judgment about why the filing was required.
• Clear boundaries around what we can control.
• Options for drivers with or without a vehicle.

Neighbourhoods we serve

Central Orange

Orange's central area brings local government, courts and everyday services together. We use your actual address rather than assuming every ZIP carries the same insurance risk.

US 90 and the I-10 approach

Commuting patterns around major corridors differ from quieter residential streets. We ask where the vehicle is kept and how it is used.

Any hour, any neighbourhood

Our phone line is available 24/7, including when a notice arrives outside normal office hours.

Nearby cities we serve

West Orange

Drivers in West Orange can work with us by phone from the Orange area. We handle filings electronically and do not claim an office in West Orange.

Pinehurst

Drivers in Pinehurst can work with us by phone from the Orange area. We handle filings electronically and do not claim an office in Pinehurst.

Orangefield

Drivers in Orangefield can work with us by phone from the Orange area. We handle filings electronically and do not claim an office in Orangefield.

Bridge City

Drivers in Bridge City can work with us by phone from the Orange area. We handle filings electronically and do not claim an office in Bridge City.

Vidor

Drivers in Vidor can work with us by phone from the Orange area. We handle filings electronically and do not claim an office in Vidor.

Mauriceville

Drivers in Mauriceville can work with us by phone from the Orange area. We handle filings electronically and do not claim an office in Mauriceville.

Port Neches

Drivers in Port Neches can work with us by phone from the Orange area. We handle filings electronically and do not claim an office in Port Neches.

Groves

Drivers in Groves can work with us by phone from the Orange area. We handle filings electronically and do not claim an office in Groves.

Nederland

Drivers in Nederland can work with us by phone from the Orange area. We handle filings electronically and do not claim an office in Nederland.

Port Arthur

Drivers in Port Arthur can work with us by phone from the Orange area. We handle filings electronically and do not claim an office in Port Arthur.

Reinstatement

Texas DPS says reinstatement can require a valid SR-22 and a $100 reinstatement fee, plus any other outstanding requirements. An SR-22 does not erase a suspension period or court obligation.

Mistakes that restart your clock

• Allowing the policy to cancel before replacement coverage is active.
• Assuming an insurance card substitutes for the certificate.
• Ignoring a new qualifying conviction.
• Waiting until the last minute to resolve a filing issue.

Frequently asked questions